From the San Diego Union Tribune, dateline August 16, 2007: Paleontologists studying pterosaurs had theorized that some the extinct flying reptiles fed by skimming along the water with their mouths open. However, a new analysis by British scientists indicates pterosaurs were too large and would have created too much drag to feed in this way. […]
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In the days of yore (one yore = 5 years on the metric conversion chart), open houses were much different. I almost enjoyed my Sunday afternoons. They were spent with people sincerely looking for a home, a home that fit their personal needs on both a functional and emotional level. The event went something like […]
About fifteen months ago, we were preparing to list a home for someone we had known for quite a while. The house was a cosmetic flip in an excellent location. We had been consulting with the seller for months to get the repairs and upgrades done the way we wanted them. The seller had great […]
And so it was that I arrived in San Francisco for the big event looking as if my hair had been styled by an angry ring-tailed lemur. My trip began innocently enough. Operation Packing Plan B was an enormous success. Sure I was a little short on time, but I compensated by piling my artificially […]
What factors contribute to price declines in a downward trending market? Interest rates, affordability, demand, and consumer confidence to name a few. Today, I have a new one: Crappy agents. My beef of the week is the confidence crisis I see among agents, at least in my local market, and there are two camps cast […]
Several days ago I wrote a piece talking about qualified plans, better known as IRA’s and 401(k)’s. It was titled 401(k)’s IRA’s & Urban Myths, and discussed some of the false beliefs many people have on the subject. It also brought an alternative to the table — investment grade insurance. Though you should read the […]
In the seminars we’ve been conducting in San Diego and out of state, we’ve been noticing a common denominator that is becoming more and more troublesome to us. It’s the number of stories being told of parents, grandparents, or the storytellers themselves. It often begins with, “My dad is in his 70’s, healthy, and owns […]
by Brian Brady
Commercial Real Estate Finance Expert
Structured Debt and Equity
Licensed Real Estate Broker in AL, CA, and FL
Mortgage brokers have been under assault by the extreme transparency advocates these last few years. Very smart people have embraced technology as the catalyst of change. They proclaim that technology will change how the American public compensates mortgage brokers. I think their advocacy has some merit. Most consumers just don’t care about extreme transparency in […]
Some developers apparently didn’t get the memo The end of a nearly decade long march to the stratosphere of real estate prices has brought out the media predictions of all that is dire and painful. Though I said it another way in today’s post on my own blog, here’s what I think of this particular […]
After the fur is done flying over the 60 Minutes piece what are we left with? What has really changed? Has Redfin “revolutionized” real estate? Well if offering rebates on commission is considered revolutionary count me among the witnesses. With 6, soon to be 8 markets, I think there is some time before everyone that’s […]
Many Agents Choose To Be Less Than They Can Be In an industry overflowing with too many agents chasing too few opportunities, one might think that this level of competition would cause an overall increase in the professionalism and dedication of its principals. I submit to you – that’s not the case. While there are […]
The most important part of my job as a loan officer is helping clients understand how mortgages work. It’s a tall order sometimes and that’s why I spend a ton of time crafting answers to common questions and then rehearsing them until I can recite them backwards, forwards, and from any point in the middle. […]
I live in Illinois and hang my mortgage license in Illinois. The licensing process was not simple. I have family in Ohio and want to be actively licensed to lend in Ohio. The licensing process is even harder. I have spent more than 100 hours (yes, I’ve clocked it) trying to prepare my application for […]
Every crazy person that works with us, we go crazy for them. I finally got around to listening to the latest installment of the Glenn Kelman show, a video podcast by Robert Scoble (and posted on Sellsius). In all fairness, it wasn’t a complete waste of my time. I was able to learn or deduce […]
Why aren’t you a mentor? Most experienced agents aren’t. And no, answering a question or two from a neophyte doesn’t make you a mentor. It means you weren’t too busy and were in the mood to look magnanimous. Mentoring is a serious missing piece of the real estate puzzle. It is probably a major factor […]