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Category: Flourishing (page 4 of 38)

Thriving as only a rational animal can

April 30, 2013

Zero Hedge: “Presenting: The Housing Bubble 2.0”

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Suburban Phoenix Real Estate Broker

Author website

Tyler Durden:

It was just seven short years ago that the prices at the epicenter of the housing bubble, Los Angeles, CA rose by 50% every six months as the nation experienced its first parabolic move higher in home prices courtesy of Alan Greenspan’s disastrous policies: a time when everyone knew intuitively the housing market was in an epic bubble, yet which nobody wanted to pop because there was just too much fun to be had chasing the bouncing ball, not to mention money. Well, courtesy of the real-time real estate pricing trackers at Altos Research, we now know that the very worst of the housing bubble is not only back, but it is at levels not seen since the days when a house in the Inland Empire was only a faint glimmer of the prototype for BitCoin.

Urf.

A lot of the people I talk to in Phoenix are trying to time their exit. It wasn’t this way in 2005-2006; I had people still eager to buy ten months after the market had turned.

April 29, 2013

The Samsung Galaxy S4 is the world’s first peripatetic computer: You walk, you work and you thrive.

by

Suburban Phoenix Real Estate Broker

Author website

You walk, you work – and you get the job done.

I was walking around the house Saturday — busily working away, headset in my ear, making phone calls and dealing with emails — when it hit me:

The Samsung Galaxy S4 is the world’s first peripatetic computer.

It’s easy and natural to work — to do real work — while walking. Salesmaniacs know that you work better on the phone when you’re walking and talking, but that’s just one aspect of the the sheer utility of doing the desk work where the work is, instead of trying to disgarble the mangled reports of intermediaries.

Comprehensive reviews of the S4 abound, pick your poison. I’m Apple to the core since 1985, so this was a big move for me. I have zero doubt that all smartphones are rip-offs of Apple, that without the iPhone, cell phones would still look and disappoint like the the Nokias and Motorolas of yore. But Samsung is number two and it is trying harder than Apple is now — a lot harder.

The unique features of the phone are gee-whiz and boy-howdy both, doubt you nothing, but that’s all just geekery (and the whole Android universe is rife with the kind of self-satisfied jargonistic needlessly-arcane asshattery that made normal people shun Unix (Eunichs?) geeks even before they made DOS for the dumb ones). What makes the S4 work is the way it’s made for work.

Like this:

* Size: Nice in my hand, maybe just a touch big for the wimminz, but very pocketable, unlike the largely-comparable Galaxy Note 2. (Between the lines: Leaving the phone out of the iPad and iPad Mini was an unforced error on Apple’s part.)

* Weight: That plastic shell feels cheesy, but it makes the phone super-light. I can hold it stationary in one hand indefinitely, easily, without rest or stress. I sold my iPad 2 because the weight of the thing made it, de facto, a crippled laptop, not a usefully-mobile computing solution.

* Software: This is still the weakest link for true peripateticism, computing while ambulating, working while you walk, but we’re getting there. The whole “app” diversion has been a disaster, with millions of people possessed Read more

April 9, 2013

Kotkin: “Why the next great American cities aren’t what you think.”

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Suburban Phoenix Real Estate Broker

Author website

Joel Kotkin at The Daily Beast:

Once considered backwaters, these Sunbelt cities are quietly achieving a critical mass of well-educated residents. They are also becoming major magnets for immigrants. Over the past decade, the largest percentage growth in foreign-born population has occurred in sunbelt cities, led by Nashville, which has doubled its number of immigrants, as have Charlotte and Raleigh. During the first decade of the 21st century, Houston attracted the second-most new, foreign-born residents, some 400,000, of any American city—behind only much larger New York and slightly ahead of Dallas-Ft. Worth, but more than three times as many as Los Angeles. According to one recent Rice University study, Census data now shows that Houston has now surpassed New York as the country’s most racially and ethnically diverse metropolis.

Why are these people flocking to the aspirational cities, that lack the hip amenities, tourist draws, and cultural landmarks of the biggest American cities? People are still far more likely to buy a million dollar pied à terre in Manhattan than to do so in Oklahoma City. Like early-20th-century Polish peasants who came to work in Chicago’s factories or Russian immigrants, like my grandparents, who came to New York to labor in the rag trade, the appeal of today’s smaller cities is largely economic. The foreign born, along with generally younger educated workers, are canaries in the coal mine—singing loudest and most frequently in places that offer both employment and opportunities for upward mobility and a better life.

Over the decade, for example, Austin’s job base grew 28 percent, Raleigh’s by 21 percent, Houston by 20 percent, while Nashville, Atlanta, San Antonio, and Dallas-Ft. Worth saw job growth in the 14 percent range or better. In contrast, among all the legacy cities, only Seattle and Washington D.C.—the great economic parasite—have created jobs faster than the national average of roughly 5 percent. Most did far worse, with New York and Boston 20 percent below the norm; big urban regions including Philadelphia, Los Angeles, and, despite the current tech bubble, San Francisco have created essentially zero new jobs over the decade.

[….]

The reality is that most urban growth in Read more

January 11, 2013

There is no real estate inventory problem in Oceanside, CA

by

Commercial Real Estate Finance Expert
Structured Debt and Equity
Licensed Real Estate Broker in AL, CA, and FL

Author website

How often had you heard real estate agents complain about “the inventory problem” this past year?  I used to think their complaints were farcical until these past 3-4 months.  I have about a dozen pre-approved buyers out looking for homes.  Interest rates are low and the foreclosures are getting snapped up as soon as they hit the market.  Not one of those dozen has been able to get an accepted offer since Labor Day, 2012.

Clearly, there must be an inventory problem. 

It’s time to change gears real estate agents.  A few years back, I suggested that buyers would be controlling the market and the listings side of the business should be de-emphasized.  All the properties being offered were short sales or foreclosures.  Paperwork-intensive transactions didn’t sound so appealing to me and I recommended that agents focus all their efforts on finding buyers and getting them into contracts.  Those who followed such advice didn’t get rich but earned a darned good living these past few years.

I had breakfast this morning with Mr. Oceanside, Don Reedy.  We discussed the local market and “the inventory problem” when it hit me; there is no shortage of homes.  In Oceanside alone, there are thousands of home owners, with equity, who can sell their properties to ready and willing home buyers.  This offers the ambitious real estate agent a great opportunity.  Too often, real estate agents (and loan originators) forget that we are paid to add value to transactions.  If we’re simply acting as gatekeepers, we are no different from everyone else.  We need to “create personal inventory”–find sellers for the buyers who want their homes.

Here is my ten- step plan for real estate agents, for a great 2013…with PLENTY of “personal” inventory:

  1. Attend your local caravan meeting each week.  Pay close attention to the agents who speak during the “buyers’ needs” segment.
    Call a dozen local agents weekly who work with buyers.  Find out where the inventory problem is.  At this point, you will see a glaring opportunity in your town/market area.  If you know that those agents have 2-3 buyers, for a certain price range, in a certain Read more
November 30, 2012

Virtually belly-to-belly: Don Reedy’s salesmaniacal YouTube video voicemails.

by

Suburban Phoenix Real Estate Broker

Author website

Reacting to this post from yesterday on a better way to handle video testimonials, Don Reedy brought us this idea in the comments:

Greg, this is really easy, and does take planning, but not much time.

I’ve started trying to communicate with prospects, people I just meet coming and going, and folks in escrow by using my laptop, recording a 30-45 second message, posting as an “unlisted” video to YouTube, and then linking a picture of myself with a “play button” on my torso to that link.

I embed the picture with link in emails. They fly through, are almost always clicked on, and provide that belly to belly contact emails don’t always do. And yes, often that simply results in future actual phone calls, but the goal of creating value to and for the client is surely helped along by this methodology.

Here is the photo of Don he sent to me in an email:

And here is the video I see when I click on that image:

As constructive criticism, I think I want the photo to be bigger with a bigger YouTube-like Play button, plus also a reiterated call to action in text form: “I’ve made a ‘video voicemail’ just for you. Click ‘Play’ to see it.” For the video, I want Don’s head and shoulder bigger — closer to the webcam — and higher in the frame.

Those are quibbles, though. I love the idea, and the “Yeah!” special effect is fun. It might work to tack on a business card at the end, along with a link-back, in the video and in the description section, to any client-specific web pages.

This is cool, though: Using rough-and-ready tools to put a very personal touch on voicemail-like contacts. Using smartphone video with one-touch YouTube posting, Don’s technique would be useful for all kinds of client follow up.

As an example, here’s the ‘script’ for a movie you’ll have to screen in your imagination:

Hey, Jim and Shirley. Greg Swann here with a quick video voicemail about the houses I looked at for y’all today. I’ll have a web page for you later today with photos of the homes Read more

November 22, 2012

Black Friday? Grey Thursday? Before the flood, a pensive Wednesday night at Walmart.

by

Suburban Phoenix Real Estate Broker

Author website

I love Walmart. I am very happy to call myself a member of the middle class, and I take huge delight in cruising the aisles at Walmart, scoping out all the incredible deals.

I don’t buy a lot of stuff, though. Away from TechToyz, I lead a pretty Spartan existence. But I love to see all that incredible wealth stacked floor to ceiling, knowing that it is the much-maligned engine of freeish-market capitalism that makes all that stuff available to me.

I’m not a Black Friday kind of shopper. We’re not all that Christmas-y, and I do not like to be crowded, not ever. But the phenomenon of Black Friday, especially at Walmart, is fascinating to me.

We had to stop in at a Super Walmart late Wednesday night, and I took the opportunity to snap a few dozen photos of that store’s preparations for Grey Thursday and Black Friday. Every wide aisle in the store was lined with pallets full of shrink-wrapped merchandise, millions of dollars worth of stuff waiting to be sold between now and Monday.

There were more staffers than customers in the store, and they were all busy getting ready. Black Friday takes its name from the sad fact that the day after Thanksgiving is the day most retailers reach the stage of profitability for the calendar year. In other words, storekeepers large and small work almost eleven months of the year before they make any profit at all.

Walmart might do better than that. Apple’s retail presence does a lot better. But retail is a hard way to make an easy living, and my bet is that it will get harder as the parasitic weight of government crushes more and more of the economy.

Meanwhile, smug people like to sneer at Walmart for selling Americans goods they want to buy at prices they want to pay. I’m happy that some people are so rich that they can afford to spurn and scorn Walmart. But I’m happier still that Walmart is around to provide incredible values every day for people who work hard for their money and want to make it go Read more

November 6, 2012

Embracing your inner anarchist — because there is no alternative.

by

Suburban Phoenix Real Estate Broker

Author website

Here’s my quick take on the presidential election, from a video made one day prior to the event: Mitt Romney is going to win an Electoral College landslide. My state-by-state prediction is shown below, but it’s not based on any sort of arcane science. I’m just betting that married people with kids and jobs will vote to fire Barack Obama for gross incompetence.

Note that this is not an expression of racism, as you will surely hear from the perpetually-sore-losers of the chattering classes. I’m just betting that the people with the biggest stake in the game of human life will vote against the most perniciously anti-life candidate ever to seek the office of the presidency.

But at the same time, Romney’s win will not be any sort of repudiation of Marxism, contrary to Michael Walsh’s claim at National Review Online. It’s just the correction of a bad hiring decision.

In this week’s video, I argue that the self-loving thing for you to do is to accept that fact that each human being is sovereign and indomitable, and that, therefore, self-control is all the control that can ever exist among human beings. In the course of that argument, I cite an essay of mine, Meet the Third Thing. I also recite an old poem, which I will transcribe here for what may be the first time it has ever appeared in print:

What if I’ve been wrong?
What if I’ve been wrong all along?
What if everything I’ve said,
everything I’ve done,
everything I’ve thought about is wrong?
What if I’ve been wrong all along?

Here is this week’s video:

For an audio-only version of this video, take yourself to the SelfAdoration.com podcast on iTunes.

October 11, 2012

Unchained melody: Cultivating indifference with Cage the Elephant.

by

Suburban Phoenix Real Estate Broker

Author website

Man Alive! is six months old this week. A video I made on Monday celebrates the book’s demi-anniversary by eviscerating two mutually-contradictory theories of human free will.

Meanwhile, I’m in the early stages of writing a new book on moral philosophy, this one concerned with moving your self rightward on the number line discussed in Chapter 7 of Man Alive!

Cathleen and I were talking about a piece of this pie last night, the idea I call Cultivating Indifference. She asked me if I am really unhurt by other people’s (sometimes virulent) criticism of me. I am, although I understand why people might find this hard to believe. But here is how my thinking runs:

If you say something about me, it is either true or it isn’t. If it’s true, I am improved by your observation, however it comes packaged. My goal is to do better in everything I do, so if someone points out that I have been in error, I am glad to know it.

And if the claim is not true, I am unmoved. I keep my own counsel in everything I do, and I never change anything in my thinking or my behavior without a good reason.

If the criticism is offered in good faith, I will explain my thinking. And if it is simply malice, a verbal spear intended to wound me, I will know that the person throwing that spear is not to be trusted, and my life will be improved by that bit of new knowledge.

In all cases, I am concerned with nothing but my self, so other people’s behavior toward me is only interesting to the extent that it offers me opportunities to improve my own mind and conduct.

To my mind, this is completely rational. I like it when folks I admire return my admiration, but I don’t give a rat’s ass if unlikeable people don’t like me. It would be a red flag for me if they did!

Anyway, here’s a rockin’ tune from Cage the Elephant that expresses my attitude on this subject perfectly:

September 16, 2012

Movie of the week: A Sunday sermon on religion.

by

Suburban Phoenix Real Estate Broker

Author website

When Man Alive! was first published, a number of people were distressed that I didn’t take a harder line on religion. My reason for doing as I did was pretty simple: Although I am a very strident atheist, and although I have nothing but contempt for theology and for all religious apocrypha, I like, respect and admire many people who say they are religious — including my own Best Beloved, my wife, Cathleen Collins.

I care a lot less about what you say you believe than I do about how you actually behave. If you are capable of leaving me alone to live my life as I choose, I don’t care what you say are your reasons for behaving as you do. By contrast, if you claim you are in agreement with my own ideas about the nature and structure of reality, and yet you cannot manage to keep your nose out of my business, then I care a great deal your actual behavior, regardless of your putative agreement with my philosophy.

This topic is of moment this week because our friends in the lands infested with Islam have put on another display of the impotent irrationality that is represented to be the substance of their religion. I don’t make fine distinctions about anegoistic doctrines: Whether your claims are based in religion, in politics or in some absurd academic dogma, if your behavior is atrocious, you are engaged in self-destruction in spite of your self.

We go through all this in the video, but the solution to every problem posed by anti-human dogmas is four-words simple: Fuck you. I quit. When the sane believers of every sort of doctrine work up the nerve to say those four words to their would-be masters, the world will be a better place overnight.

You can find an audio-only version of this video at the SelfAdoration.com podcast on iTunes.

September 13, 2012

Life after foreclosure: Cultivate indifference and press on regardless.

by

Suburban Phoenix Real Estate Broker

Author website

We just lost our house to foreclosure. Negotiations with the bank fell apart and we spent the last seven days bugging out. This was our third Notice of Trustee’s Sale. We had managed to redeem the note twice before, and we thought for sure we could thread the needle a third time. No joy. We didn’t know until yesterday morning that the bank had actually foreclosed, but we had to operate on the assumption that we could lose our pets and our personal property without notice.

That’s bad, but it’s not the end of the world. We are solvent even if we are not terribly liquid just now. We have business assets, art and artifacts and intellectual property, all of which we were able to conserve by acting quickly. Was I the bank, I would have hung in there for another month or two, taking account that we live on a cash-flow roller coaster and that we had managed to cling to the home twice before.

Over the past three months, we have cut our monthly nut by two-thirds, so we are well-situated to weather the economy we are living in. Had we done this seven years ago, things might be different, but we live with the consequences of our choices. We loved our home and we are sorry to have lost it, and sorry, too, to have defaulted on our promise to the bank, but life is suddenly a lot more joyous without that anchor around our necks.

Our real estate business is secure and solvent. All of the rental properties we manage are leased to solid, performing tenants, and our corporate bank accounts are all in good order. Our personal finances might be chaotic — this for many years, alas — but this has had no impact on the funds we hold in trust for our landlords and tenants.

And our marriage is stronger than it has ever been — literally as the consequence of these events. Cathleen had some teary moments, because we loved the El Caminito house, and because we spent many happy, loving years there, minus a few rough spots. Read more

September 3, 2012

My commencement speech.

by

Suburban Phoenix Real Estate Broker

Author website

This is me from SelfAdoration.com:

What I’m doing here is a sort of commencement speech, a celebration of my moving on to a different state of excitation — even if everyone else stays exactly the same.

But I’m using extended arguments about the idea of preferring the subjunctive to the existential to defend my way of thinking in a comprehensive way.

I’ve spent my whole life thinking about how to talk to you — I say that in the movie — and this little clip may be the most comprehensive job I have done so far of communicating at least this small idea: We are not talking about the same things.

I don’t trade in your currency — I say that in the film also — but I am trying to convey to you why my currency is so much better for you than the stuff you’ve been trading with until now.

This stuff ain’t easy, I know, and it is plausible to me that my take-no-prisoners approach makes things harder for you, not easier. Oh, well…

This is me at my most me, the meest of the mes I have presented in these videos — all of which are intended to acquaint you with my style of being as the result of your having spent time with me being me.

I love this movie. I hope you do, too.

The video is in this YouTube clip. Fair warning, it’s 40 minutes long.

August 30, 2012

You haven’t seen a Bloodhound until you’ve seen Odysseus go vertical.

by

Suburban Phoenix Real Estate Broker

Author website

Odysseus is getting to be an old dog, which is not a happy fate for big dogs. Where before he was King Alpha, ready to dominate for everything, of late he has been yielding to Ophelia more and more. But not when it comes to putting the neighbor’s dogs in their place. The wall the dogs are scaling by turns used to be stuccoed and painted, but these two, in particular, have exposed the naked concrete.

When Odysseus goes vertical, you are seeing the most beautiful thing a Bloodhound can do. I would love to have a statue of him frozen in that flash of total commitment.

August 27, 2012

Inciting a media revolution: Oprah meets Rodale meets Breitbart meets Facebook — meets you.

by

Suburban Phoenix Real Estate Broker

Author website

I don’t go to your church.

I’ve taken to saying that when I run up against some testy quibble based in some arcane branch of human knowledge I care nothing about. I don’t go to your church. I don’t shop at your store. I don’t trade in your currency.

I’ve spent a big chunk of time this year trying to figure out how to get ideas that seem obvious to me across to people who seemingly cannot see them at all. I’m getting better at this job, but it hasn’t been easy.

But look at this, from FreeTheAnimal.com: Fifty shades of bleak: Looking for love everywhere it isn’t. The comment stream is huge and growing bigger very rapidly.

Take note of this, which I wrote a couple of summers ago: Yuppie love: The egoist’s guide to mastering the art of frolicking naked with the one you love.

There is tons more in my catalog, and tons upon tons upon tons more still to be explored.

Here is what I see:

There is a media empire stuffed inside the covers of Man Alive! Think Oprah meets Rodale meets Breitbart meets Facebook — a self-sustaining self-help community focused on fully-human values.

I think there is an afternoon TV show in there, Oprah-ville for real, but there are plenty of other opportunities this side of Sixth Avenue.

I am a visionary. I am rich, rich, rich in ideas no one knows to care about until I can convince them that they should care. But I am rich, too, in ideas that will make a community like the one I’m talking about work — possibly making it all the way to Sixth Avenue.

There is money to be made here, and not just a little bit. I need an investor, one with a burning urge to incite a media revolution.

I don’t go to your church. But I can show you and everyone how to get to mine.

August 23, 2012

Shyly’s delight: Manifesting the secondary consequences of splendor.

by

Suburban Phoenix Real Estate Broker

Author website

Man Alive! elucidates the ontology of human social relationships, but it’s dense, tough sledding. Appended below is a easier-reading summary of some of these ideas. I wrote this as a speech for my Toastmaster’s Club in August of 2001. In the blog.world, I’ll throw out details about our lives, but that’s really just so much plastic fruit, local color. This is the world that I live in, the world I wish everyone lived in… –GSS

 

Shyly’s delight: Manifesting the secondary consequences of splendor.

I have a Labrador mutt named Shyly. She’s about three years old, but because she’s a Lab, she’ll always be a puppy. Always busy, always involved, always eager to be right in the middle of everything.

Shyly is the world’s greatest master at expressing delight. She has a fairly limited emotional range — sadness, boredom, territoriality and contentment. But at expressing delight, Shyly is unequaled. When I come home, even if I’ve only been away for two minutes, Shyly races back and forth through the house, her every muscle rippling with undiluted delight.

It’s an amazing thing to watch, funny and charming and sweet. Shyly’s joy is clean and whole and pure and perfect. Uncontaminated by memories of past pain. Unfiltered by guilt or shame or doubt or self-loathing. Untainted by envy or anger or malice. Unaffected by affectation. Shyly’s delight is impossible to doubt, and the day she fails to express it will be the day she has scampered off this mortal coil.

“What,” you may ask, “does this have to do with me?”

Here’s what:

Friedrich Nietzsche said, “god is dead.” By this he did not mean that there had once been an omnipotent universe creator but that he had since expired. What he meant was that the manifestations of modernity had rendered religion unable to provide significant moral guidance to educated people. Unexpurgated religion had become inoperative as a moral lodestone.

This is actually non-controversial. When we make reasoned arguments about what one ought and ought not do, we do so by reference to philosophy or psychology or practical consequences, not to religion. Even members of the clergy do things this way, precisely Read more

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Inventing Real Estate 2.0

Welcome to BloodhoundBlog, the national real estate industry marketing and technology weblog written by, for and about real estate professionals. Better yet, welcome to the wired world of real estate. We are busily inventing Real Estate 2.0 – technology, marketing, service and salesmanship. Like all Bloodhounds, we are smart, frisky and fiercely independent. We've built a spot on the earth – beloved over all – where each one of us can be who we are, no matter who that might be. We are committed to an idea of excellence that will flush the bums, the con-men and the crybabies out of the real estate industry. If you yearn to have your failures excused, your moral lapses absolved or your boo-boos kissed, seek elsewhere. But if you are sick to death of mediocrity – welcome home. Read all about us, subscribe to our feed and steel yourself for the hunt. We work hard, we play hard, we learn everything we can – and we bow to no one.

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