There’s always something to howl about.

Category: Egoism in Action (page 18 of 30)

Is ActiveRain Selling Loan Officers An Exclusive Opportunity, Or Just Selling Their Real Estate Agents Out?

active_rain_making_money_off_the_backs_of_loan_officers_by_using_agents_as_a_carrot

I’ve received a few emails and calls from my loan officers this week about some new exclusive opportunity that Activerain.com is pitching to the mortgage industry.

Apparently, Active Rain is cold calling mortgage professionals who have an AR blogging history and offering them an “extremely rare opportunity” to pay $299 / month for the privilege of being able to re-sell upgraded AR products to real estate agents.

The following email is an example of what the new Active Rain business model appears to be:

xxxxxxxxx,

Thank you for taking the time out of your day to speak with me.  As I said, this is an extremely rare opportunity.

WISCONSIN

Currently 848 Real Estate Agents

Currently 123 Loan Officers

You will have a full training course with ActiveRain to learn the knowledge on how to dominate the first page of Google.  With this knowledge you will train agents to do the same.  You will keep in contact with these agents as their trusted advisor who has directly taught them on how to fully market themselves successfully.  There will be loyalty here.  You will have full access to every single new and old agent in the whole state of Wisconsin.  You will be highlighted all over ActiveRain for this.

$299/month is your investment.

After 15 upgrades you will receive $700.

For every rainmaker upgrade thereafter, you receive $25.

The relationships and possibilities are endless.

Please let me know as soon as possible as time is of the essence.

xxxxxxxxxxxxx
Member Services
ActiveRain.com
xxxxxxxxxxxx

I’ve obviously blanked out the names to protect the people involved in this specific conversation, but I’ve already been given permission by my loan officers to talk about this on Bloodhoundblog.

________

Let me get a few disclaimers out of the way before I dive in to this Active Rain thing.

I’m a loan officer with several blogging platforms – some are free, and some cost money to participate.

My main objective with 99% of the group blogs that I build is to help my contributors expand their reach online with a little help from a few friends who share the same goals.

I understand the importance of having a well capitalized web project so that the development crew can stay on the Read more

The Part You Give Away

Waits sings about The Part You Throw Away, and I did plenty of that once, but today, it’s about the part you give away.

For many reasons, I’ve been hesitant to discuss this except in the most general terms. It feels both invasive and self-indulgent to discuss my personal life here, but this post is about the part you give away.

I have a child who has been in and out of the hospital most of the summer, and she’s back there again. I’m not sure which is more strange- having a child in the hospital or, knowing exactly what to pack for the stay, and getting it packed in 20 minutes.

Things happen. We deal. And we deal. And we deal. And each time we deal, we grow stronger.

A mother becomes tempered steel, because she’s given away so much of herself that what is left, perhaps all that is left, is the very best. She’s dumped all the baggage, everything worthless, useless. What’s left is her essence.

I am now inside out. Stronger than I was two months ago, reduced and forged to my very essence.

I don’t want pity. I don’t want anything really, except to show you, and myself, that the part you give away is the part that creates the most strength and beauty in life.

 

For those of you following the lurid drama of our lives…

We bought our house out of hock today. All it took was a tiny little pawn ticket and a great big check. Our small feat of redemption was actually paid for by June’s receipts, but I got myself into this mess by surfing the payables, and I got myself out the same way. We retired the outstanding debt eleven days early, and it’s been a while since we’ve been that early on anything.

That notwithstanding, we are very far from being out of debt. But June was great, July is good, and August and September promise to be two of our best months ever. If the fourth quarter lives up to its promise, 2009 could end up being our best year so far. By this time next year, we could owe nothing but the mortgage — which is good, because our credit will take a while to recover from these past three years.

There is none of this that is anybody’s business, actually — except that people choose to affect to make my business their own because of who I am and how I behave. That’s fine, even if it sometimes seems to me to be simultaneously voyeuristic and masturbatory. I have a job that pays pretty well when it pays anything at all. When we got slow three years ago, we made a very big bet on internet marketing, which we were already pretty good at back then. By now we kill, and we’re getting better by leaps and bounds every single day. If you think our financial troubles prove our marketing ideas wrong — you just keep thinking that way. By the time you understand what it is we’re doing, we will have leapt into a completely different orbit.

Meanwhile: For all the good-hearted folks who wished us well in all of this: Thank you. I’d rather not have done this in public, but I couldn’t have picked a nicer bunch of people to do it with.

Now switch off this insipid soap opera and go do something productive with your life!

Rotarian Socialism in action: Taking lessons from the NAR and the NAMB, Wal-Mart is using compulsory health insurance as a weapon to destroy its smaller competitors

Today is July the Second, the date of the actual drafting of the Declaration of Independence. By now the United States is just another National Socialist oligarchy, a savage jungle of predatory pressure groups, each one looking to plunder the national treasury at the expense of all the others, each one hiding behind an elaborate camouflage of high-blown rhetoric.

Whatever the putative purpose of some piece of legislation, the actual purpose is to advantage some pressure groups to the disadvantage of others. The putative purpose and the high-blown rhetoric are for the children — for the dumb-ass voters, that is — while the legislators and the lobbyists know that its all a matter of getting in enough snout-time at the public trough.

Freedom means freedom from government — nothing else. We trade our freedom away a drop at a time, like a never ending blood transfusion, never pausing to think that the pigs at the trough might not stop at just a little blood, might not stop at the replacement rate, might not stop until every drop of blood, every dollar of excess production and every last liberty of the American people are completely exsanguinated.

The American patriots bellowed, “No taxation without representation!” We have since learned that this actually means, “We yearn to be fools and jackals in our own behalf!” And the cackle we deliver up to black humor is a premonitory death rattle. For it is obvious that the man being taxed is not represented, and the man with his snout in the taxpayer’s trough is represented in ways you know nothing about.

Consider this atrocity of Wal-Mart’s, a company once deserving of great respect, brought to us by Cato @ Liberty:

A couple of years ago, I shared a cab to the airport with a Wal-Mart lobbyist, who told me that Wal-Mart supports an “employer mandate.”  An employer mandate is a legal requirement that employers provide a government-defined package of health benefits to their workers.  Only Hawaii and Massachusetts have enacted such a law.

I couldn’t believe what I was hearing.  Wal-Mart is a capitalist success story.  At the time of our conversation, Read more

Building the perfect Bloodhound, three years into the job

Cathleen took most of my client contact off my hands Sunday so that I could have time free to play with a new API the FlexMLS folks are getting ready to release to their client MLS systems. I love FlexMLS, and I haven’t said nearly enough good things about it here, but let this stand as endorsement enough: If your MLS is on the cusp of its vendor contract, get FlexMLS. It’s plausible to me that other companies might have cool stuff, but other companies don’t listen to geeks like me. FBS is wicked smart to begin with, but they’re smart enough to know that nobody knows everything. By listening to the user base, they’re able to grow their product in ways that will matter a great deal to all of us going forward.

So for Act one, I worked out how to build radius searches from any valid street address. By software, I mean. I want to be able to work from street addresses to build searches on the fly.

Act two was just brute force API programming, building semi-custom searches into 11,000 or so unique pages. (I’ve mentioned that Realtors have a publishing problem, but I’ll bet you weren’t thinking in the thousands of pages.)

Act three was a quick-search form. A lot of folks already have stuff like this from their IDX vendors. The difference is that I can build as many as I want, as elaborately as I want, using the most common or the most arcane fields in the MLS system. As an example, imagine a weblog post about central vacuum systems coupled with a quick search form featuring homes with central vac. Can your IDX system do that?

That’s innovation, y’all, and there is a point at which it is nothing more for me than ars gratia artis — art for art’s sake. I play with new ideas not to make money or to skin elephants, but because I love new things, and I love to wring every last drop of implication out of anything I lay my hands on. I can find the marketing — and, one hopes, Read more

A little bit of honey cake for Desdemona as she makes her last escape

We’re going to lose Desdemona, our English Coon Hound, tonight. She’s been with us for more than ten years, and she was an adult when we adopted her. A long life for a big dog.

Desi is by far the smartest dog we’ve ever known, the most willful, the cleverest escape artist, the most vociferous howler. She is maybe six brain cells short of writing angry poetry and howling on stage like the canine version of Tori Amos. There is nothing about this dog that is not astonishing.

This is Desdemona with my son Cameron, a long time ago:

Here’s an encomium Cathleen wrote to Desdemona’s intelligence in September of 2001:

Desdemona’s going to have a sweet year

Because our coon hound, Desdemona, runs away so easily and so tenaciously, we let her stay in the house when we aren’t home. This acknowledges that Desdemona has won the war. Well, of course she has… she won every battle. You’ll recall, she escapes over our 6′ block fence, even after we added an electric wire to the top; even when we strapped her into a full body harness and tethered her; even when we tethered her at both her collar and her harness and attached the two together; even when we put her into a kennel and tethered her at both her harness and collar and ran the two cables out of separate sides of the kennel; even when we drugged her.

The only thing she couldn’t escape from was a $200 solid plastic shell of a kennel, but after a few times in that box she learned how to splay herself so that anyone who tried to stuff her into the kennel came out of the box bloody and Desi, of course, never came close to going in. So, after spending about $600 on gadgets guaranteed to keep dogs where they’re supposed to be, Desdemona won the war and now gets to stay in the house when we’re not at home.

The spoils of war include more than the simple luxury of staying indoors. They include staying indoors unsupervised! Which means we’ve had to make changes in how Read more

Hectoring Rian from the iPhone 3G 3.0

Yesterday I upgraded my iPhone to version 3.0 of the operating system software. So far, a pretty big yawn. Typing is plausibly easier, though still not easy. Cut and paste were not on my list of must-haves. Zillow upgraded its app to allow push notification, so your phone can tell you if one of your saved searches has popped up a new candidate. Okay…

I wasn’t unhappy with the iPhone before — quite the contrary! — but I don’t think I have any new reasons to be happier from this upgrade. Safari 4, by contrast, is totally killer, and I could not be more pleased with suddenly-faster-everything on my iMac.

One thing I played with right away on the iPhone was the new voice recording app. Not that impressive. It records losslessly at 44khz, which means the saved files are huge. They can be transferred only by email or hard-wired sync — no BlueTooth, no WiFi — and almost everything is too big to move by email. This is the kind of dumb, useless software I expect from Microsoft, not Apple, so one may hope it will get better in future versions.

Anyway, as a test, this morning I made a short little audio greeting card for Rian Lussier, who is about to undergo surgery. The file is a monstrous 25 megabytes, and it took over an hour to sync to my iMac (no hope of emailing a file that large).

Even so, the recording quality is not awful (there’s a buzz in places from me speaking too loudly), and the sentiments are what they are.

Godspeed you well, Rian.

Don’t Look At The Explosion, Just Focus On Your Mission.

One of my favorite Hollywood staples is the bad ass hero that blows something up and doesn’t need to look back.  He’s already won the battle, and he’s done his damage, and he’s walking away towards the next thing on his todo list.  Jerry Bruckheimer seems to use this 3 times a minute in his flicks.    I think of Jack Bauer and not caring, the explosion happened, so what, moooooving along now.

The only thing that matters is the mission. The explosion is in the past. Cool guys never look.  What you do next to accomplish your mission is the now. So many times I’ve either:

  1. Admired my past successes.  (Hey, pin a trophy on me, I sold a house)
  2. Looked at the things I screwed up. (I lost a customer today)
  3. Been distracted with red flashy nonsense.  (Oooh, what will Inman do next)

All of it’s rubbish.  Our job is simply to lead by example.  Move more product.  Get them to sign on the line that is dotted.   Do it honestly.  Do it to the best of our ability and know that that will always improve.  Know that the job we do today isn’t gonna be as good as the job we can to tomorrow.  Do better.  Don’t sweat the screw ups, and don’t laud the victories.

Don’t look at explosions.

I see politics as an explosion.  Yes.  Obama wants our money.  SHOCKER.  So did Bush, who was all to eager to fire up the bailoutmobile.  The government is a parasite.  TELL ME SOMETHING I DON’T KNOW.   We can pour energy and tears into politics.  Or, we can look at the landscape, get into an OODA pattern, and figure out…what to do next.  We cannot moan ineffectually about the loss of our freedoms, blaming Obama on our faulures.  I mean, we CAN, but dude, setting a good example amidst the chaos.

Learning the laws first isn’t whining about them.  Creating a business that can survive HVCC or whatever BS the power drunk Ivy Leaguers can do…and not whining that we’re not surviving.   THATS the play of the day.

Sure things changed, and more obstacles were thrown Read more

Why I read Ibsen

[I grew up in a grimy little industrial town called Danville, Illinois. It wasn’t until I was four years old that I stumbled onto an atlas and discovered why I had felt so much out of place from the day of my birth. I graduated from Danville High School two years early — and left town the very next morning. My sister was in that same graduating class, but she has never felt herself to be anything but comfortably at home. She got as far away as the University of Illinois in Urbana, forty miles west, then came back to teach Shakespeare to the college-bound minority of Danville High School. She throws in one Ibsen play a year, and I wrote this essay as a hand-out for her classes. This is madly off-topic, of course, but it’s in keeping with what’s wrong with American education. Plus which, it’s been a while since we’ve had some refinements around this joint, and I’m hearing from clients that they like the deeper-reading bits. So: For the wandering professor, Don Reedy, and for my homebody sister, let’s go for a dip in the fjords. –GSS]

 
The latter half of the nineteenth century was a time of amazing progress for the West. Average life-expectancy doubled. Infant mortality was halved. The fruits of science and industry were spreading to even the poorest of the poor — hygiene, sanitation, bountiful harvests, rail and sea travel, the telegraph and the telephone, abundant cheap fabrics from the much-maligned mills of England and America. The simple innovation of gaslight, precursor to Edison’s bulb, effectively extended human life by half. The year of 1848 was the year of triumph for the Enlightenment, and monarchies fell all across Europe. The ideals of Voltaire and Jefferson were everywhere ascendant and humanity emerged, dazed and wan, from the prison of tyranny, seeming to dance in the clean, sweet air of liberty.

The latter half of the nineteenth century was a time of joy and beauty and purpose in life and in art, and this is one of the best kept secrets in the history of the West. Read more

Reds

[Brian Brady asks for advice. This ain’t it. I wrote a book in 1988 about human civilization, a condition I believe human beings can but so far have not attained. I’m thinking of revisiting the topic, if only because I fear those kinds of ideas might have to transcend a dark age. I wrote the following essay seven years ago, and, of course, by now everything it addresses is just that much worse. Tyranny is an avoidable fate — but not if you don’t know how to recognize it. –GSS]

 
My son is a Cub Scout. A few weekends ago he had his yearly ScoutORama, a sort of Scout convention and trade fair. The theme of this year’s event was ‘American Heroes,’ and it turns out that American Heroes, for the most part, build small catapults and cook in Dutch ovens. One Cub pack took the theme rather more to heart, with a huge display called ‘Freedom In Unity’.

To an attending Cub Scout I said, “Is it conceivable to you that unity and freedom might conflict?”

After a moment’s thought, he said: “Huh?”

As a father of an eleven-year-old, I fully expected this retort. Undismayed, I pressed on: “Isn’t it reasonable to suppose that the quality best represented by the word ‘freedom’ is freedom from other people?”

HUH?!

And my wife pulled me away, arguing, quite correctly, that it is unfair to expect children to regurgitate, much less competently defend, the horseshit they are force-fed by adults.

They do so eventually, of course, and thus become the adults who do the force-feeding of the next generation of helpless victims — unminded before they can be fully mindful, starved and stuffed at the same time, gorged forevermore on horseshit.

But: It’s not the what, it’s the where, the who, the how. And most especially: The why.

When the French, to pick an odorous example, rail against Individualism, we know what we’re hearing. When radical feminists — or radical environmentalists, or radical vegans — heap scorn upon Liberty, it doesn’t take much acuity to see right through them.

But to listen carefully — and I am cursed with the skill of listening Read more

News from the right side of the number line: Graphene, a possible replacement for silicon in computer chips, and a DVD-sized storage device that can hold more than a thousand DVDs

One of the paths to the singularity, and the one that is mostly readily plausible given the current state of physics, is nanotechnology. Here are two new nano-entities ready to break out of the laboratory.

First, how would you like to store your entire movie collection on one DVD-sized disc?

A DVD that can store up to 2,000 films could usher in an age of three-dimensional TV and ultra-high definition viewing, scientists say.

The ultra-DVD is the same size and thickness as a conventional disc, but uses nano-technology to store vast amounts of information.

Scientists believe it could be on sale in five years and say it will revolutionise the way we store films, music and data. 

One disc could back up the memory of a computer or record thousands of hours of film.

The breakthrough comes from Swinburne University of Technology, Melbourne, Australia, where scientists created a prototype using ‘nano rods’ – tiny particles of gold too small to see – and polarised light, in which the light waves only flow in one direction.

Professor Min Gu, whose findings appear in the journal Nature, said: ‘We were able to show how nano-structured material can be incorporated on to a disc to increase data capacity without increasing the size of the disc.’

A DVD can hold up to 8.5 gigabytes of information, enough for a movie, several special features and an alternative soundtrack.

Blu-ray discs, which were designed to replace them, can store 50GB, enough for a film and extra features in high definition.

But ultra-DVDs will be able to store ten terabytes – or 10,000GB.

Of much greater moment, consider Graphene, a perfect carbon structure one atom thick.

Eight MIT researchers, along with colleagues at Harvard and Boston University, have just received a major U.S. Department of Defense grant for graphene research. With this five-year grant, Palacios says, MIT and its collaborators “would become one of the strongest multidisciplinary teams working on graphene in the world.”

Its unique electrical characteristics could make graphene the successor to silicon in a whole new generation of microchips, surmounting basic physical constraints limiting the further development of ever-smaller, ever-faster silicon Read more

What would it take to reform the National Association of Realtors, to turn it from an anti-consumer cartel into a steadfast defender of the right of American citizens to own, use and enjoy real property?

Joe Loomer: > what could and should NAR do to dispell your views of it as a criminal enterprise?

In very broad outlines:

1. Stop writing and lobbying for legislation devised to churn the real estate markets.

2. Work tirelessly to eliminate all laws that serve to advance the interests real estate brokers at the expense of consumers in general as well as other people who might want to broker real estate for compensation.

3. Eliminate all coercive membership requirements.

4. Work with lenders and HUD to eliminate the co-brokerage fee so that buyers can obtain — and pay for — true, honest, untainted representation.

5. Work tirelessly to eliminate all laws impinging upon the right of each citizen to buy, own, use, enjoy, profit from and sell real property without interference.

For what it’s worth, I think number 5 is the greatest betrayal of the American people by the National Association of Realtors. Zoning? The NAR is for it. Eminent domain? The NAR is for it. Expropriation of ancillary rights such as water rights? The NAR is for it. At the national level, the grand poohbahs might issue a toothless snarl about Kelo, but at the local level, the Boards of Real Estate that make up the NAR are always working hand-in-pocket with governments and developers to rob ordinary citizens of their right to own their own property.

Soldiers are to be found everywhere in history, but freedom is won and held by citizen soldiers — which means a soldier who has his own land to return to when the fighting is done. By undermining the right to own real property, the NAR works — insidiously, corrosively — to undermine American liberty.

And, for what it’s worth, if the NAR were to apply itself and achieve item number 4 on my list, none of the rest would matter. More than anything else, the NAR and the MLS are made possible by the co-broke. Get rid of that and the rest of this ugly mess will crumble to dust in due course.