From the Arizona Republic:

Real estate investors who falsely claim their rental houses as 'owner occupied' are potentially draining millions from the state treasury and soon could face criminal charges.

Maricopa County Attorney Andrew Thomas launched an investigation this week after an inquiry from The Arizona Republic spurred him to question the accuracy of the county's property records as well as the financial implications of errors.

Much more serious is that fibbing about a rental being owner-occupied is potentially loan fraud--subject to the note being called--and insurance fraud--leaving the landlord with no homeowner's coverage. Time to come clean.